Specialist financial advice in Sheffield

I am an experienced Financial Adviser helping my clients to achieve secure financial futures and have peace of mind. I specialise in advising on later life issues such as care fees planning.

 

 

Rosemary Lakin DipPFS BSc (Hons)

Wealth Management Consultant

MY APPROACH

Having joined St. James’s Place Wealth Management in 2007 I have built up a wide ranging knowledge enabling me to help my clients as their circumstances change over time. I am an accredited member of the Society of Later Life Advisers (SOLLA) which qualifies me to advise on sensitive matters including the funding of care fees.

retired couple look back on their financial choices borderless

HOW I HELP

A plan to achieve your goals

My aim is to help identify your financial objectives and priorities then develop a personal strategy to achieve these goals. I am a great believer in the benefits of personal contact and by being there to assist over time I have built up strong relationships with my clients, who trust that I will manage their financial concerns.

 

Specialist long term care and care fees advice

Placing an elderly relative into care is not something that most of us have experience of. There will be plenty of things for you to think about and this may feel overwhelming. Arranging for the best care in the right setting will be your priority.

My aim is to help you to make the right choices so that you can have financial certainty and peace of mind having considered issues such as:

  • Do I need to pay for care?
  • How to protect your inheritance
  • Insights into investment planning
  • How to avoid common mistakes

I very much look forward to explaining how I can help you individually and welcome you to get in touch.

TOGETHER WE’LL PROSPER

Powering your future

It isn’t the amount of wealth that matters most, it’s what you do with it that counts.

With our help, your wealth becomes the fuel that powers your future – a means of enjoying the life you want and looking after those you love. Whatever your goals and wherever you are in life, we build a financial plan that’s fit for the weeks, months and years ahead.

Effective planning to create the future you want.

What will your future be like? It can be easy to think of the future as being unknowable, but planning ahead can smooth out many of the uncertainties and help your goals and aspirations become reality. When we work with you, we always encourage you to consider the future you want – and then we help make it happen.

Planning helps you…

  • Identify goals and aspirations
  • Make important decisions today
  • Look after those you love
  • Look forward to the future with confidence

A sound investment in your future.

Investing for the future is fundamental to most people’s financial plans, but understanding how, why and what to invest in requires specialist expertise. We understand that your ideal investment strategy depends on many factors, but by getting to know your reasons for investing and your attitude to risk, we can give you the comprehensive advice you need.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Our investment planning helps you…

  • Understand your investment options
  • Spread your investments across the most appropriate assets
  • Make the right choices for you and your family
  • Build a balanced, diversified investment solution

Preparing for a richer retirement.

Most people like to look ahead to an enjoyable retirement. For many, it represents the stage of life that will give them time and space to pursue their personal passions. But it takes planning to achieve the retirement you want, and not everyone has the foresight to make the right choices today.

Retirement planning helps you…

  • Prepare for the future you want
  • Optimise your financial arrangements today
  • Plan for life’s ups and downs
  • Look forward to retirement with confidence

Protection for you and your loved ones.

We can’t see into the future, but we can help you plan for events that might happen and that could have a major impact on you, your family and your wealth. By understanding your situation in detail, we can help protect you from life’s many storms, both minor and major.

Protection planning helps you…

  • Prepare for life’s uncertain events
  • Protect your wealth from excessive tax liabilities
  • Shield your income from the impact of illness
  • Protect your loved ones if anything happens to you

Although you may have firm ideas about who will benefit from your wealth in the event of your death, making sure your intentions are carried out smoothly can be complex.

All kinds of events can end up knocking your plans off course, and it takes expert advice to make sure your wealth is protected for future generations.

Our team guides you through the process of planning the legacy you will one day leave behind. We consider the effects of inheritance tax and the possibility of unexpected events, making sure your wealth is retained and protected for those you love.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Legacy Planning helps you…

  • Make sure your wealth is passed on in the way you want
  • Minimise inheritance tax and capital gains tax
  • Create a legacy that passes to multiple generations
  • Protect your estate and assets

A firm financial footing for your business.

Running a business is hard work and it’s important to ensure your hard work is creating financial security. You and your employees all rely on your business, and taking steps to secure its financial future is all part of being successful at what you do.

Financial planning for your business helps you…

  • Secure your business’s financial future
  • Look after your finances and those of your employees
  • Build a stronger, healthier business
  • Feel confident that your business is well prepared for success
What my clients say I trust her advice implicitly

Rosemary has always given considered advice and explained all options in an understandable way. I trust her advice implicitly and would and have recommended her exceptional service…

Peter Scattergood
What my clients say We have taken valuable financial advice from Rosemary for several years.

Rosemary takes time to listen to us, getting to know us, what our priorities are and our hopes for our family’s future. All the options available to us are presented in a professional manner and guidance is available at all stages. We have recommended Rosemary to family and friends and would not hesitate to do so again.

Elaine Adams
What my clients say Focussed carefully on individual needs

Rosemary has recently guided me through a lengthy process in order to secure the best investment for my mother. She has focussed carefully on individual needs sensitively and understanding. She is always punctual and friendly, taking the time to fully explain the options available. I am more than happy with the service she has provided.

Samantha Gilliver

Get in touch

You can call me direct on 07812 057 844 or complete the enquiry form below.

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Rosemay Lakin is a member of Sovereign Wealth LLP.

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