Who We Work With

Expert support tailored for you

The best financial advice takes account of who you are, where you are in life and what you want to achieve. Not everyone’s needs are the same, which is why the solutions we provide are always tailored to your specific circumstances.

  • Sports professionals

    There may be a public perception that sports professionals are universally well remunerated, but we understand the difference between those at the top of the most high-profile sports and those with more modest careers. Either way, we tailor our advice to meet your specific needs, helping you get the most from your earnings within the vagaries of your profession.

    Sporting careers can be relatively short, so we create a financial plan designed to help you enjoy today while preparing you for life after sport. We can work alongside your existing agent, accountant, solicitor or tax adviser if required, giving you a holistic service designed to meet your unique situation.

  • Medical professionals

    Those who work in the medical professions face unique demands on their time and expertise, but if you work in this sector, it is important that you also take specialist financial advice. We have extensive experience of working with GPs, consultants and dentists – both within the NHS and in private practice.

    We work with you to understand your goals and aspirations for you and your family, and put together a financial plan designed to secure your financial future. We stay up-to-date with potentially complex areas such as NHS pensions and taxation issues, and help make sure you remain on track for the future you want.

  • Non-domiciles

    Financial planning for those who are UK-resident non-domiciles requires skill and expertise, as there are many rules and regulations surrounding taxation and the source of income and gains.

    We work with you closely to understand every detail of your situation, and can give valuable advice about the ways in which you can save, invest and pass on your wealth to subsequent generations. When there are changes to the tax system, we keep you updated and help you remain compliant with all regulations while making the most of your assets.

    The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

  • Business owners

    We help business owners identify future goals, and put together a financial plan designed to deliver on those objectives. Whatever the size or type of business you run, our approach is tailored to you. So whether you are starting out in business or you have years of experience behind you, you can be sure of getting the very best financial advice.

    From protecting your business on a day-to-day basis, to planning your eventual exit strategy, we look at every aspect of your finances and build an effective plan to take care of your long-term financial security.

  • Financial professionals

    For many years, we have worked closely with financial professionals including investment bankers, traders, hedge fund managers, brokers and analysts. We are well acquainted with the pressure and stress of this hectic lifestyle, and have built up valuable experience in meeting the needs of those who work in these professions.

    From the very first meeting, we make sure we understand every detail of your financial affairs, then put together a plan that addresses immediate needs and also secures your long-term financial future.

  • Company directors

    As well as looking after your business’s financial needs and providing services to your employees, we can also help individual directors get their financial affairs into shape. All our advice is tailored to a client’s specific needs, including those who have created more capital or those who earn higher levels of income.

    From the tax-efficient structuring of remuneration packages to mitigating corporation tax and financing management buy-outs or buy-ins, we build a solution that helps company directors make their most of their income and assets.

    The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

  • City professionals

    City professionals lead busy, demanding lives, which means that convenient, comprehensive financial advice is particularly important. We offer expert insights on a range of subjects including tax planning, retirement planning, mortgages and family protection, and are able to create bespoke financial plans designed to build long-term financial security.

    Our expertise is especially helpful if you need to make wise choices about investing bonuses, planning for school fees, preparing for retirement (whether it’s far off or close at hand) or protecting your family from a range of unwelcome events.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Nearing or at Retirement

    So much time is spent planning for retirement that it’s easy to forget that the need for expert financial advice continues once you reach this milestone in life. We understand the specific needs of those who are about to retire or who have already retired, and are able to give tailored advice covering a wide range of relevant areas.

    From managing the effects of inflation and taxation, to ensuring you have sufficient funds to maintain the lifestyle you choose and to pay for long-term care should it be needed, we look at every aspect of your financial situation. Whatever your specific needs, we can answer your questions and put your mind at rest, helping to make sure that life remains enjoyable for a long time to come.

  • Private clients

    ‘Private clients’ is a term we use to cover people who have created significant capital, or who earn higher incomes and whose circumstances are more complicated than most. By putting together a structured financial plan, we help our private clients mitigate the effects of tax while getting the best returns on savings and investments.

    All our advice is tailored to you as an individual, so we spend time getting to know your financial goals and aspirations, and always make our recommendations in line with your attitude to risk. It is a bespoke, personal service that you can rely on to make sure your wealth is working as hard as it can.

    The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

    The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

  • Charities

    The charity sector attracts a variety of tax reliefs that are common to all organisations, but it remains a fact that every charity’s situation is different. Each has its own mission, outlook and way of operating, and the right investment strategy for one may not be right for another.

    We work with a wide range of charitable organisations, helping them identify their goals and make the best use of their funds. We understand the sector’s rules and regulations in detail, and can also help charities meet their annual reporting obligations. From the largest to the smallest organisations, our in-depth understanding of the way charities work helps make the best use of their financial assets.

    The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

    The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

  • Agriculture and Farming

    Supporting our great producers in the agriculture and farming industries is a very important priority at Sovereign Wealth. We know the hard work, commitment and passion that people in this industry demonstrate and our mission is to ensure they get the financial support and security required.

Specialist support

Whatever your background and financial situation, we will either be able to help or at the very least point you in the right direction.

Our Advisers are experienced across many different areas and we always welcome a new challenge, so if you would like to talk about your financial security, please get in touch.

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