Have you ever tried to estimate how much Inheritance Tax (IHT) may be due on your estate? You may wish to use this ‘ready-reckoner’ to calculate how much IHT might be due – the result may surprise you.

This is provided as a quick guide only – it does not include other reliefs and exemptions that may be applicable. It is also important to note that any gifts made in the past seven years, or entitlements you may have in existing trusts** are not included in this calculation. These may further increase your liability to IHT.

For married couples/civil partnerships, any liability to IHT may not arise until the second death, depending upon the provisions of Wills.

To quickly generate an outline assessment of IHT liability, simply insert your best estimate of the value of your assets into each of the boxes below.

Using only the details you enter here, the results will give you a rough idea of the chances of one of the following events happening before your chosen retirement age; death, suffering a critical illness or being unable to work.

Investing is a long-term game. Generally, the longer we leave our money invested, the greater the chance of achieving better returns. So why are we often inclined to leave it until the end of the tax year to make use of our annual Individual Savings Account (ISA) allowance? An ISA is one of the most tax-efficient, flexible and potentially rewarding investments you can make.

Use our simple ISA calculator to see how much your ISA could be worth.

Use our simple mortgage calculator to see how much you could potentially borrow.

You can use the applicant income sliders or simply type in the amount you wish to borrow. The monthly payments and total amount payable figures will change as you use the tool

Calculate how much you need to save to fund the gap in your income at retirement.