2021 Budget Report
We are pleased to share this overview of the 2021 Budget announced by Rishi Sunak on 3rd March.
Knowledge and Resources
Why should children learn about money?
How can you teach children about money and why is it so important? In this video Rob Gardner, Director of Investments at St. James’s Place, explains why educating children on where money comes from and how to look after it is so key to their future financial security.
Why is compound interest so powerful?
Why is compound interest so powerful? Rob Gardner, Director of Investments at St. James’s Place, explains how it works and why it’s one of the keys to growing your wealth.
Female Finance: Making Your Pension Count
Retirement is often something we look forward to, hoping that our hard work in the present will pay off in the future. The reality of planning for this retirement is quite different for a lot of women, however. With 48% of women saying they feel unprepared for retirement in comparison to 25% of men, the […]
Taking Control of Your Financial Future as a Female
Only 35% of women feel confident in achieving their long-term financial goals, particularly when it comes to choosing the right financial product.[1] Whether it’s retirement, protection or general financial planning, there are gender disparities that factor into the long-term. Planning your future financially is no small task, and trying to adapt your financial safety net […]
Responsible investment after coronavirus
How the investment community can help advance the environmental gains that have come out of COVID-19
Ways to help safeguard your financial future
How coronavirus has underlined the importance of always being prepared.
The government’s furlough scheme, explained
How employers can benefit from the new measures to support businesses.
Inheritance Tax Calculator
Have you ever tried to estimate how much Inheritance Tax (IHT) may be due on your estate? You may wish to use this ‘ready-reckoner’ to calculate how much IHT might be due – the result may surprise you.
This is provided as a quick guide only – it does not include other reliefs and exemptions that may be applicable. It is also important to note that any gifts made in the past seven years, or entitlements you may have in existing trusts** are not included in this calculation. These may further increase your liability to IHT.
For married couples/civil partnerships, any liability to IHT may not arise until the second death, depending upon the provisions of Wills.
To quickly generate an outline assessment of IHT liability, simply insert your best estimate of the value of your assets into each of the boxes below.
Risk Calculator
Using only the details you enter here, the results will give you a rough idea of the chances of one of the following events happening before your chosen retirement age; death, suffering a critical illness or being unable to work.
ISA Calculator
Investing is a long-term game. Generally, the longer we leave our money invested, the greater the chance of achieving better returns. So why are we often inclined to leave it until the end of the tax year to make use of our annual Individual Savings Account (ISA) allowance? An ISA is one of the most tax-efficient, flexible and potentially rewarding investments you can make.
Use our simple ISA calculator to see how much your ISA could be worth.
Mortgage Calculator
Use our simple mortgage calculator to see how much you could potentially borrow.
You can use the applicant income sliders or simply type in the amount you wish to borrow. The monthly payments and total amount payable figures will change as you use the tool
Retirement Calculator
Calculate how much you need to save to fund the gap in your income at retirement.