Professional financial advice

I realise how your situation is unique and aim to make financial advice valuable and rewarding, achieving this by initiating our relationship with a detailed overview of your financial circumstances.

Scott Hayes DipPFS

Senior Wealth Management Consultant

My Approach

I provide advice for Professional Footballers including several Premier League clients, Rugby league and Rugby Union players. I also advise other professionals such as barristers, solicitors, dentists and doctors.

Having a wide range of expertise and specialising in Investments and Inheritance Tax Planning as a Wealth Manager for high net worth individuals, I am qualified at diploma level with the Chartered Insurance Institute, attaining a distinction along the way. If you would like to arrange a no-obligation financial overview with me, please get in touch.

How I Help

How I Help

Putting clients firmly at the heart of everything I do enables me to run a genuinely client-focused business. In my experience, no client is the same and I want to ensure that I understand your personal or business objectives and deliver solutions that are right for you.

I do not provide off-the-shelf solutions, but the benefit of a single relationship for all of your financial planning needs. I strive to offer the very best service to develop a long term relationship with you.

Aiming to deliver my commitment by:


  • Providing personal face-to-face financial advice
  • Giving you the opportunity to review your financial affairs regularly
  • Effectively managing your investments via our distinctive approach
  • Keeping you informed of the latest news and any changes that might affect your personal situation
  • Listening to your feedback
  • Ensuring that our dealings with you are sensitive to your needs


If you would like to arrange a no-obligation financial overview with me please get in touch today.


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A key part of your team

The world of football is a challenging environment both on and off the pitch. We advise UK domiciled professional footballers on how to protect and secure their wealth, leaving them with more time to focus on their career.

  • We can work alongside your existing agent, accountant, solicitor and tax adviser to ensure that you receive a complete service tailored around your unique circumstances and needs.
  • We have 21 years of experience in the financial services industry.
  • Provide you with retirement planning solutions including in-depth knowledge of the Professional Footballers Pension Scheme.
  • We aim to give you the peace of mind that comes from knowing that your finances are working as hard as they can for you both during and after your sporting career.
  • Our experienced wealth management team offer a bespoke service of distinct quality, professionalism and expertise covering all aspects of wealth management.

Life after football

With no guarantees on how long your playing career will last, it is important to plan your finances now to ensure your lifestyle and financial aspirations are maintained once you have retired.

As an example, we utilised a three pools scenario for a player we recently advised.

  • Pool 1 – His primary aim was to save funds to spend and enjoy prior to age 35.
  • Pool 2 – Build a portfolio to top up his income from age 35 to age 55 to help support his family whilst in alternative employment within the sport.
  • Pool 3 – Invest offshore to spend from age 55 onwards when fully retired and living overseas. His plans were to retire to a warmer European climate.


Your financial plans will need to be personalised to adapt to alterations in tax law and economic conditions and future country of residence in retirement to remain effective.

If you would like more information about how we could help you please get in touch or complete the contact form and we’ll get back to you.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.


Powering your future

It isn’t the amount of wealth that matters most, it’s what you do with it that counts.

With our help, your wealth becomes the fuel that powers your future – a means of enjoying the life you want and looking after those you love. Whatever your goals and wherever you are in life, we build a financial plan that’s fit for the weeks, months and years ahead.

Effective planning to create the future you want.

What will your future be like? It can be easy to think of the future as being unknowable, but planning ahead can smooth out many of the uncertainties and help your goals and aspirations become reality. When we work with you, we always encourage you to consider the future you want – and then we help make it happen.

Planning helps you…

  • Identify goals and aspirations
  • Make important decisions today
  • Look after those you love
  • Look forward to the future with confidence

A sound investment in your future.

Investing for the future is fundamental to most people’s financial plans, but understanding how, why and what to invest in requires specialist expertise. We understand that your ideal investment strategy depends on many factors, but by getting to know your reasons for investing and your attitude to risk, we can give you the comprehensive advice you need.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Our investment planning helps you…

  • Understand your investment options
  • Spread your investments across the most appropriate assets
  • Make the right choices for you and your family
  • Build a balanced, diversified investment solution

Preparing for a richer retirement.

Most people like to look ahead to an enjoyable retirement. For many, it represents the stage of life that will give them time and space to pursue their personal passions. But it takes planning to achieve the retirement you want, and not everyone has the foresight to make the right choices today.

Retirement planning helps you…

  • Prepare for the future you want
  • Optimise your financial arrangements today
  • Plan for life’s ups and downs
  • Look forward to retirement with confidence

Protection for you and your loved ones.

We can’t see into the future, but we can help you plan for events that might happen and that could have a major impact on you, your family and your wealth. By understanding your situation in detail, we can help protect you from life’s many storms, both minor and major.

Protection planning helps you…

  • Prepare for life’s uncertain events
  • Protect your wealth from excessive tax liabilities
  • Shield your income from the impact of illness
  • Protect your loved ones if anything happens to you

Although you may have firm ideas about who will benefit from your wealth in the event of your death, making sure your intentions are carried out smoothly can be complex.

All kinds of events can end up knocking your plans off course, and it takes expert advice to make sure your wealth is protected for future generations.

Our team guides you through the process of planning the legacy you will one day leave behind. We consider the effects of inheritance tax and the possibility of unexpected events, making sure your wealth is retained and protected for those you love.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Legacy Planning helps you…

  • Make sure your wealth is passed on in the way you want
  • Minimise inheritance tax and capital gains tax
  • Create a legacy that passes to multiple generations
  • Protect your estate and assets

A firm financial footing for your business.

Running a business is hard work and it’s important to ensure your hard work is creating financial security. You and your employees all rely on your business, and taking steps to secure its financial future is all part of being successful at what you do.

Financial planning for your business helps you…

  • Secure your business’s financial future
  • Look after your finances and those of your employees
  • Build a stronger, healthier business
  • Feel confident that your business is well prepared for success

Get In Touch

You can call me direct on 07963 657573 or email me here.



What my clients say Very thorough work

I trust Scott’s advice 100%. He has always put mine and my family’s interests first. He understands our needs. I am more than happy to recommend his services. I would do anything I can to help Scott and would not hesitate to recommend him as he is very thorough with his work. I have already referred Scott to other players I know from the UK and Overseas.

Robert Koren Hull City FC & Slovenia (Capt)
What my clients say Confident that my investments are in safe hands

Since working with Scott Hayes I have been very impressed by the dedication and commitment he has shown in managing my investments. His advice has always been well thought out and clearly identified the opportunities and implications of each investment proposal. He has been extremely professional and his tenacity in dealing with previous investment organisations has been very impressive. I am confident that my investments are in safe hands and look forward to working with him and developing the portfolio in the future. I have no hesitation in recommending him to any of my friends.

Barry Groves OBE

Scott Hayes is a member of Sovereign Wealth Limited.

Find out more about Sovereign at our corporate site.