Professional financial advice in West Yorkshire

I am an extremely experienced Financial Adviser helping clients across the breadth of Yorkshire to create a more secure financial future.

 

 

Ian Chaplin DipFA

Wealth Management Consultant

My Approach

I specialise in providing high quality advice to both personal and business clients as well as having a real understanding of the professional sporting arena.

Having been in the financial services industry for over 20 years, I accepted an invitation to join Sovereign Wealth Private Clients over 3 years ago. My many years in the sector have given the opportunity to build an exceptional knowledge which allows me to advise my clients on a wide range of wealth management products to suit their needs.

My objectives are to provide a bespoke and personalised financial planning service tailored to each of my client’s specific needs. By working closely with my clients and their families, I am then able to build a robust and intergenerational plan for the whole family, whilst regular reviews of both their circumstances and investments ensure plans stay on track. I also work closely with their other advisers including accountants and management companies to ensure appropriate solutions can be found for any given situation.

I also have a firm understanding of the professional sports arena including the incredible highs and devastating lows of a professional sports career. I am therefore able to identify with my many professional sporting individuals and advise them on how to maximise their earning potential alongside planning for the future. Most notably in cricket but I also work in other sporting disciplines including football and rugby.

The key areas of planning I personally deal with include:

• Financial Planning
• Professional Sportsmen & Women
• Taxation and Trusts*
• Investment strategies
• Retirement Planning
• Estate and Inheritance Mitigation
• Personal and Business Protection

*Please note that Trusts are not regulated by the Financial Conduct Authority

Beyond my work with clients, I also hold the role of “Head of Junior Development” at Ilkley Cricket Club as well as Head Coach of West Yorkshire Region U12s, part of the Yorkshire County Cricket Club Age Group Regional Development Scheme.

HOW I HELP

A plan to achieve your goals

I believe that every client is individual, with very personal needs and requirements, and therefore tailor any recommendations appropriately to provide bespoke portfolio management solutions, working alongside clients’ own accountants and management companies where required.

For every client, I am renowned for giving a bespoke and personal service to all my Personal, Professional & Corporate clients following which recommendations are made on a face to face basis and are backed up by a detailed report summarising my findings.

A “Service Charter” is also completed so that clients can understand the experience they can expect as a Sovereign Wealth Private Client. Most new clients therefore come to us as a result of a personal recommendation by existing clients and our professional network.

I very much look forward to explaining how I can help you individually and welcome you to get in touch.

TOGETHER WE’LL PROSPER

Powering your future

It isn’t the amount of wealth that matters most, it’s what you do with it that counts.

With our help, your wealth becomes the fuel that powers your future – a means of enjoying the life you want and looking after those you love. Whatever your goals and wherever you are in life, we build a financial plan that’s fit for the weeks, months and years ahead.

Effective planning to create the future you want.

What will your future be like? It can be easy to think of the future as being unknowable, but planning ahead can smooth out many of the uncertainties and help your goals and aspirations become reality. When we work with you, we always encourage you to consider the future you want – and then we help make it happen.

Planning helps you…

  • Identify goals and aspirations
  • Make important decisions today
  • Look after those you love
  • Look forward to the future with confidence

A sound investment in your future.

Investing for the future is fundamental to most people’s financial plans, but understanding how, why and what to invest in requires specialist expertise. We understand that your ideal investment strategy depends on many factors, but by getting to know your reasons for investing and your attitude to risk, we can give you the comprehensive advice you need.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Our investment planning helps you…

  • Understand your investment options
  • Spread your investments across the most appropriate assets
  • Make the right choices for you and your family
  • Build a balanced, diversified investment solution

Preparing for a richer retirement.

Most people like to look ahead to an enjoyable retirement. For many, it represents the stage of life that will give them time and space to pursue their personal passions. But it takes planning to achieve the retirement you want, and not everyone has the foresight to make the right choices today.

Retirement planning helps you…

  • Prepare for the future you want
  • Optimise your financial arrangements today
  • Plan for life’s ups and downs
  • Look forward to retirement with confidence

Protection for you and your loved ones.

We can’t see into the future, but we can help you plan for events that might happen and that could have a major impact on you, your family and your wealth. By understanding your situation in detail, we can help protect you from life’s many storms, both minor and major.

Protection planning helps you…

  • Prepare for life’s uncertain events
  • Protect your wealth from excessive tax liabilities
  • Shield your income from the impact of illness
  • Protect your loved ones if anything happens to you

Although you may have firm ideas about who will benefit from your wealth in the event of your death, making sure your intentions are carried out smoothly can be complex.

All kinds of events can end up knocking your plans off course, and it takes expert advice to make sure your wealth is protected for future generations.

Our team guides you through the process of planning the legacy you will one day leave behind. We consider the effects of inheritance tax and the possibility of unexpected events, making sure your wealth is retained and protected for those you love.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Legacy Planning helps you…

  • Make sure your wealth is passed on in the way you want
  • Minimise inheritance tax and capital gains tax
  • Create a legacy that passes to multiple generations
  • Protect your estate and assets

A firm financial footing for your business.

Running a business is hard work and it’s important to ensure your hard work is creating financial security. You and your employees all rely on your business, and taking steps to secure its financial future is all part of being successful at what you do.

Financial planning for your business helps you…

  • Secure your business’s financial future
  • Look after your finances and those of your employees
  • Build a stronger, healthier business
  • Feel confident that your business is well prepared for success
What my clients say Extremely pleased

I wanted advice as to how best to invest my lump sum and other savings to enhance my retirement income and Ian has provided advice and guidance on how to look after those investments.

In difficult financial circumstances, the results have been pleasing. Ian could not have done any more in the circumstances and we have been extremely pleased with how our investments have performed.

We would not have any hesitation in recommending Ian to anybody wanting to discuss their financial situation.

Past performance is not indicative of future performance. Fund values fluctuate and can fall as well as rise.  You may get back less than you invested.

Mr & Mrs H, North Yorks
What my clients say Simple and clear explanations

My wife and I had money from the sale of our house that we wanted to invest, and Ian was recommended to us.

Ian recommended the different and best ways with what to do with our finances that would suit us.

Given the political circumstances over the last few years with world economies and growth, finances have been quite static for this period, but we have been extremely satisfied with how our investments have performed. As the political situation changes for the better, we hope things will continue in this manner and look forward to Ian continuing to keep us abreast of any changing situation

As a retired couple, we try to keep up with affairs of local and countrywide political / financial situations. We do not regard ourselves as any kind of experts and rely on Ian’s expertise to guide us.

We would certainly recommend Ian to anybody looking for financial advice but require simplicity and clear explanations which allow you to understand through the complexity of this area.

Past performance is not indicative of future performance. Fund values fluctuate and can fall as well as rise.  You may get back less than you invested.

Mr & Mrs B, Halifax
What my clients say First rate advice

I was coming up to retirement and needed assistance to go through various investments that we already had. We had taken these out several years previously and had continued to pay into them regularly but had not really received any new financial reviews or advice about them.

Since being recommended to Ian, he initially sorted out the tangle of investments and ISAs and made sense of them for us. Perhaps like others who had been “investing” over the years, we did not actually know what we had.

Throughout our time working with Ian, we have been contacted every quarter and seen a modest return on our investments despite the volatility of the markets.

I believe that Ian has given first rate advice and cannot find fault with the suggestions made with regard our current investments.

Past performance is not indicative of future performance. Fund values fluctuate and can fall as well as rise.  You may get back less than you invested.

Mr W, Harrogate

Get in touch

You can call me direct on 07776 454 139 or complete the enquiry form below.

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Ian Chaplin is a member of Sovereign Wealth LLP.

Find out more about Sovereign at our corporate site.

SOVEREIGN CORPORATE SITE

Sovereign Wealth LLP is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. Sovereign Wealth LLP is a Limited Liability Partnership registered in England and Wales, Number OC350767. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.